Are you looking to get motorcycle insurance in Washington? Whether you’re a resident and are about to buy a motorcycle, or just moved to Washington and need to know state-specific requirements, read on. You also can talk to an agent from Chambers Bay Insurance of the University Place, WA area for assistance.
New Mandatory Insurance Law in Washington
Washington motorcycle law changed as of the end of July 2019. Motorbike drivers must carry proof of their insurance as well as have liability coverage.
Your insurance company should send you a card that shows proof-of-insurance when you first get your policy or when you renew it. This will show that your motorcycle is covered by liability insurance. If you are not carrying this and you are stopped by a police officer, you will get a traffic violation ticket.
Liability insurance requires minimum limits of the following:
- $10,000 for damage done to someone else’s property
- $25,000 in the instance of injuries or death to another person
- $50,000 for injuries or death to all other individuals involved
UIM/UM Insurance Coverage
It’s beneficial to have UIM/UM insurance if you’re hit by someone who does not have insurance or are underinsured. Personal Injury Protection (PIP) also is ideal to have for your own medical bills and any lost wages.
In addition to having insurance, it is not necessary to get a motorcycle endorsement in Washington state. You would either have to pass a course at a training school, or pass the knowledge and riding skills test, then bring it to a licensing office to receive your endorsement.
Contact the insurance providers at Chambers Bay Insurance with your concerns and questions about motorcycle insurance, serving the greater University Place, WA area. You’re sure to be pleased with the results.